As you probably know, baby burden should be on your list of things to plan for the baby. It is not an inexpensive way to increase and a baby: It takes sweat, at work, a lot of money, patience and much more to have a happy, healthy child. Some studies suggest that you spend somewhere between € 150000 and 200000 dollars for your children by the time they are 18 years old, not including private schools, special classes, or technical college.
But if you wait until you had enough money, time and energy to have your baby, you probably would end without children. Here are some ways to finance, so you enjoy your new bundle of joy.
1st Get health assistance - if you do not have health insurance, and can not afford medical bills can ad up really easy. But there are opportunities out there for people like you and me. The baby is probably one of your biggest, so do not be afraid to ask if your family needs.
2nd breastfeed your baby, if possible. It is free, it is useful and it can help against breast cancer. It is recommended that the best form of nutrition for infants.
If you do not breastfeed, not feel guilty. Try to apply for the WIC (women, infants and children): http://www.fns.usda.gov/wic, a program that helps middle and low income families with educational resources and food. You can also save money by buying formula in bulk, clipping coupons and free samples to accept if they are offered. It is a baby costs you can not do without.
3rd diapers - Some diapers are better than others, but most are basically the same. Store-brand disposable diapers can be just as good as the brand, for a number of U.S. dollars less than their colleagues from the mark. You can even more if you cloth diapers instead of disposable. As with breastfeeding, it's a bit more work, but worthwhile.
4th diapers rash prevention - instead measures in the context of your baby has a diaper rash, prevent them with a drop of olive oil on the bottom each time you change their diaper: It works wonders (if your doctor).
5th Baby food - When it comes to baby, a mixer is your best friend: It helps you, this baby costs to the lowest standard It is not only much cheaper, but there is so much healthier! Save the little baby food jars for quick trips or special occasions, and give your baby food pureed. You can cook a week deliver on weekends, the blended vegetables in the ice cube tray, for a few hours, and then place them in a freezer bag. Depending on your baby's appetite and age, you can microwave one, two or three dice for the meal. It's fast, healthy and cheap.
6th Clothing - There is no need to buy expensive designer clothes for you a little. Do you think that somebody really see that your baby bears Tommy Hilfiger? Babies look at something cute: Waste not your money! You can view the most of your baby clothes in the yard sale or secondhand stores.
7th Toys - they are a big company, but you do not feel under pressure to the newest and most expensive models. My children are satisfied with their everyday objects such as toys: empty shampoo bottles (make sure they are cleaned and rinsed well before they are transferred to your baby), plastic cups, plastic packages of food (margarine, sour cream, etc.) they can stack up, etc. Also buy some toys that can help you with your baby's development, are durable and suitable age: a baby effort worth the money.
8th Wills - Choose a will or update your old one. Name a guardian for your child and the trustee of your child (often but not always the same person). Without a will, the court names of these individuals and also split your assets in accordance with the law, which may not be the way you would want. Do not try to avoid that this baby costs: Your child in the future could hang. A simple, that a trust for minor children costs between $ 150 and $ 250.
We hope that this article has all the necessary information you for the advent of the new baby.
Happy planning!
But if you wait until you had enough money, time and energy to have your baby, you probably would end without children. Here are some ways to finance, so you enjoy your new bundle of joy.
1st Get health assistance - if you do not have health insurance, and can not afford medical bills can ad up really easy. But there are opportunities out there for people like you and me. The baby is probably one of your biggest, so do not be afraid to ask if your family needs.
2nd breastfeed your baby, if possible. It is free, it is useful and it can help against breast cancer. It is recommended that the best form of nutrition for infants.
If you do not breastfeed, not feel guilty. Try to apply for the WIC (women, infants and children): http://www.fns.usda.gov/wic, a program that helps middle and low income families with educational resources and food. You can also save money by buying formula in bulk, clipping coupons and free samples to accept if they are offered. It is a baby costs you can not do without.
3rd diapers - Some diapers are better than others, but most are basically the same. Store-brand disposable diapers can be just as good as the brand, for a number of U.S. dollars less than their colleagues from the mark. You can even more if you cloth diapers instead of disposable. As with breastfeeding, it's a bit more work, but worthwhile.
4th diapers rash prevention - instead measures in the context of your baby has a diaper rash, prevent them with a drop of olive oil on the bottom each time you change their diaper: It works wonders (if your doctor).
5th Baby food - When it comes to baby, a mixer is your best friend: It helps you, this baby costs to the lowest standard It is not only much cheaper, but there is so much healthier! Save the little baby food jars for quick trips or special occasions, and give your baby food pureed. You can cook a week deliver on weekends, the blended vegetables in the ice cube tray, for a few hours, and then place them in a freezer bag. Depending on your baby's appetite and age, you can microwave one, two or three dice for the meal. It's fast, healthy and cheap.
6th Clothing - There is no need to buy expensive designer clothes for you a little. Do you think that somebody really see that your baby bears Tommy Hilfiger? Babies look at something cute: Waste not your money! You can view the most of your baby clothes in the yard sale or secondhand stores.
7th Toys - they are a big company, but you do not feel under pressure to the newest and most expensive models. My children are satisfied with their everyday objects such as toys: empty shampoo bottles (make sure they are cleaned and rinsed well before they are transferred to your baby), plastic cups, plastic packages of food (margarine, sour cream, etc.) they can stack up, etc. Also buy some toys that can help you with your baby's development, are durable and suitable age: a baby effort worth the money.
8th Wills - Choose a will or update your old one. Name a guardian for your child and the trustee of your child (often but not always the same person). Without a will, the court names of these individuals and also split your assets in accordance with the law, which may not be the way you would want. Do not try to avoid that this baby costs: Your child in the future could hang. A simple, that a trust for minor children costs between $ 150 and $ 250.
We hope that this article has all the necessary information you for the advent of the new baby.
Happy planning!
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